Are you overwhelmed by debt and in desperate need of a fresh start? Filing for Chapter 7 bankruptcy can allow you that fresh start by discharging (or erasing) most of your debts. After a debt has been discharged, the creditor can’t take any action to collect it and you are no longer responsible for paying it. While this is a common and effective solution to debt, Chapter 7 is not for everyone and there are other options that may be more effective in your situation. An experienced bankruptcy lawyer can help you determine your options and file for bankruptcy efficiently. Contact the Law Offices of Andrew J. Draus today to speak directly with a qualified attorney who will assess your situation and offer professional guidance. Andy Draus assists clients in Lombard, IL and the surrounding areas.
Chapter 7 bankruptcy can erase most unsecured debts, such as debts from credit cards, personal loans, old utility bills, medical bills, etc. In some cases, your bankruptcy trustee will liquidate your nonexempt assets in order to pay off your creditors. However, many Chapter 7 bankruptcy filings are “no asset” cases, meaning the filer doesn’t have assets that the trustee can sell. It is likely that you will be able to keep most or all of your possessions when you file Chapter 7.
Find out if you are eligible for Chapter 7 by contacting Andy Draus, a local bankruptcy lawyer with over 28 years of experience. He can help you determine your options and represent you throughout the process.
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The information contained on this website is presented for informational and marketing purposes only and is not to be understood as legal advice. You should consult an attorney for advice respecting your individual needs.Law Offices Of Andrew J. Draus looks forward to speaking with you about your particular needs. Please note, however, that the mere act of contacting our firm does not create an attorney-client relationship. As a result, you should never send any confidential information to our office until a Representation Agreement has been signed by both you and Law Offices Of Andrew J. Draus.